Imported foreign currency may be converted, in full or in part, into dirhams at banks or establishments authorised to carry out over-the-counter foreign exchange transactions, such as hotels and approved bazaars. They may also be deposited (in Morocco) into a personal account held in foreign currency or convertible dirhams. In this case, an international credit card, valid for use in Morocco and abroad, may be issued to the Moroccan expatriate by their bank.

It should be noted that when exchanging foreign currency for dirhams, it is important to keep the exchange receipt, as this can be used at a later date to exchange any remaining dirhams back into foreign currency, should the need arise.